The Marriott Bonvoy Business American Express Card is the re-branded business credit card of the Marriott Bonvoy program (formed after the merger of Marriott Rewards and Starwood Preferred Guest). This card offers unique perks for Marriott customer, but now through 4/24/19, there is a limited-time offer bump to 100,000 Marriott Bonvoy points. In addition, if you apply by 3/28/19, the annual fee is waived during the first year. Here are the highlights:
- Limited time offer: 100,000 bonus Marriott Bonvoy points after spending $5,000 within the first 3 months.
- 6x points at participating Marriott Bonvoy hotels
- 4x points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers
- 2x points on all other eligible purchases
- 1 Free Night Award each year after your Card account anniversary you can use at a participating hotel. (redemption level at or under 35,000 Marriott Bonvoy points). Certain hotels may have resort fees.
- Complimentary Marriott Bonvoy Silver Elite status. Additionally, earn Gold Elite status after spending $35,000 on eligible purchases on your card in a calendar year.
- Elite Night Credit. Each calendar year you can receive credit for 15 nights towards the next level of Marriott Bonvoy Elite status.
- Annual fee is $125 (if applied for the card before 3/27/2019, the annual fee for the first year is waived, then $95)
Keep in mind the following terms and conditions:
Welcome offer not available to applicants who have or have had this product or The Starwood Preferred Guest® Business Credit Card from American Express. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.
Welcome offer not available to applicants who (i) have or have had the Marriott BonvoyTM Premier Business from Chase, the Marriott Rewards® Premier Plus Business Credit Card from Chase, or the Marriott Bonvoy BusinessTM from Chase, or the Marriott Rewards Business Credit Card from Chase in the last 30 days, (ii) have acquired the Marriott Bonvoy BoundlessTM from Chase, the Marriott Rewards® Premier Plus Credit Card from Chase, the Marriott BonvoyTM Premier from Chase or the Marriott Rewards® Premier Credit Card from Chase in the last 90 days, or (iii) received a new cardmember bonus in the last 24 months on the Marriott Bonvoy BoundlessTM from Chase, the Marriott Rewards® Premier Plus Credit Card from Chase, the Marriott BonvoyTM Premier Plus from Chase or the Marriott Rewards® Premier Credit Card from Chase.
This is more specific than before, note the different 30-day, 90-day, and 24-month waiting periods that may now include consumer cards. American Express usually gives you a pop-up warning during the application process if you are ineligible based on their records. This is why you should be looking to get the best possible bonus (like a limited-time offer and waived annual fee) when you do apply.
Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. The business type is called a sole proprietorship, and these days many people are full-time or part-time consultants, freelancers, eBay/Amazon/Etsy sellers, Uber/Lyft drivers, or other one-person business owners. This is the simplest business entity, but it is fully legit and recognized by the IRS. On a business credit card application, you should use your own legal name as the business name, and your Social Security Number as the Tax ID.
Free Night Award. At your card anniversary (when you pay the annual fee), you will receive a Free Night Award that is good for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. This excludes the very top properties, but for regular travelers it will be very easy to get your $95 or even $125 value. Many W Hotels, Westin, and even some Ritz-Carltons worldwide are included. Here are some sample hotels that qualify under the 35,000 point limit:
- Sheraton Kona Resort (Big Island, Hawaii)
- Westin Hapuna Beach Resort (Big Island, Hawaii)
- Courtyard Waikiki Beach (Honolulu, Oahu)
- Sheraton Kauai Resort (Kauai, Hawaii)
- W Atlanta
- New York Marriott at the Brooklyn Bridge
- Chicago Marriott Downtown Magnificent Mile
- W Chicago
- The Ritz-Carlton, Beijing, China
- The S. Regis Bangkok, Thailand
Bottom line. The Marriott Bonvoy Business American Express Card is the new co-branded business card between Marriott/SPG and American Express. However, the best time to apply is before 3/27/19 as you will be eligible for both the limited-time 100,000 bonus miles offer and the annual fee waiver during the first year (also your annual fee will be only $95 in future years instead of $125.) You also get a Free Night Award at card anniversary, which can be worth much more than the annual fee.
I have added this card to the Top 10 Best Small Business Card Bonus Offers.
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Marriott Bonvoy Business American Express Card Review – 100,000 Bonus Miles Limited-Time Offer from My Money Blog.
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